Episode 10 · 55s
The TOP Effect — Why Condo Prices Peak at Completion
Property Phases 3 of 5: at completion everything peaks at once — immediate move-in, immediate rental, zero developer supply — and the same price shape shows up launch after launch.
Key takeaways
- 1
The most expensive day to buy a condo is often the day it's finished — the TOP effect.
- 2
At completion, demand is highest exactly when supply is lowest: immediate move-in, immediate rental income, nothing left from the developer.
- 3
Same shape every time: Jadescape (+16%), Stirling Residences (+22%) and Amber Park (+18%) all climbed into their TOP windows, then settled into slow market-rate growth (URA caveat trends).
- 4
The peak is a window, not a destination — it typically lasts roughly 1–3 years.
- 5
Owners who plan their exit sell into the peak; everyone else drifts past it.
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